The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors ...

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve your chances of approval by lenders.

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

The wonderful news about having a 670 credit score is that you can legitimately claim you have a good credit score. But the bad news is that you only barely have a good score. If you drop one point ...

Credit Karma is one of our favorite tools for monitoring your credit score and financial health. Your credit score is one of ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

There’s lots of advice on how to improve your credit score. We found out what really works Written By Written by Contributor, Buy Side Ana Staples is a contributor to Buy Side and an expert on credit ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...