Every crypto holder is frustrated that to spend crypto in the real world, they have to give up custody first, sell on an exchange, wait for settlement, or load a card. Custodial risk arises when users ...

Forbes contributors publish independent expert analyses and insights. Charlyn Ho is CEO of Rikka, focusing on technology and privacy issues. In 2025, the United States made some of its most ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...